Wayne Ballard, 58, of Munford, land developer and retired engineer for CSX Railroad, died Monday at his home. Services will be at 1 p.m. Thursday at Munford Funeral Home with burial in Helen Crigger Cemetery in Munford. He was a member of Munford First United Methodist Church. Mr. Ballard, the husband of Peggy Adkins Ballard for 38 years, also leaves two daughters, Melissa Ballard Wilson of Munford and Margaret Ballard Duffy of Memphis; his parents, Lula Mae and E. J. Ballard of Munford; a brother, Clyde Ballard of Germantown, and four grandchildren. (The Commercial Appeal, 10/29/2003)